Life Insurance

Life Insurance is a form of insurance that pays a lump sum or a regular monthly income to your family if you die.

They can use this lump sum to pay off bills or the mortgage, and it could give them an income when they need it most. Or if you choose the regular income option it can match the monthly costs your family would incur if you die.

You can choose to take out life insurance by itself, or as part of a life policy that provides other benefits such as specified illness cover or cancer cover.

A tax efficient way of providing life insurance is Pension Life Insurance, contact us for more details on this if required.

Mortgage Life Insurance, more commonly known as mortgage protection is a form of life insurance. It ensures that your mortgage will be paid off if you die. If you include specified illness cover as part of your policy and are diagnosed with one of the specified illnesses covered during the term of your plan, then your mortgage will be paid off also.

When taking out Mortgage Protection you can add on a Specified Illness plan which will provide a cash lump sum to help you continue to pay off your mortgage and other bills should you be diagnosed with one of the specified Illness covered by the plan.